Optimus Product Overview
Mortgage Administration Solution
Optimus is Marlborough Stirling's product for managing lending from release of funds through to loan discharge. Optimus is a proven, reliable and cost-effective administration system that provides the necessary functionality, controls and flexibility to meet the needs of Canadian lending clients.
Optimus provides many features that allow a high degree of flexibility in creating unique products while maintaining a high standard of financial and audit control.
Highlights of Optimus functionality include:
- Real-time access and update of financial & non-financial activity.
- Full backdating/postdating support with auto-recalculation of interest charges and balances.
- Detailed management, regulatory and investor reporting - over 75 formats available, with user-defined selection and sequencing.
- Automatic rate changes, and fee and premium collection.
- EFT capability, with online update and multiple bank account facilities.
- Full financial audit capabilities.
- Online mortgage calculators for rates, term changes and over/under-payment scenarios.
- Comprehensive arrears management functionality.
- Multilingual support, including screens and customer correspondence, with the ability to toggle on the fly between languages.